
21 December 2025

Today’s word is one you’ll find in everything from health warnings to investment advice. The German noun Risiko means risk, and it’s used across everyday speech, formal writing, and professional contexts. Whether you’re talking about danger, uncertainty, or bold decisions - Risiko is the word you need. It’s one of the 1000 most frequently used nouns in German, too!
Risiko is a neuter noun, so the correct article is das - das Risiko. The usual plural is die Risiken; die Risikos is rare, and die Risken is also used in Austria. Still not sure how to handle der, die, and das? Our quick and incredibly useful 5-minute video will help you understand German gender once and for all.
From medical disclaimers to career decisions, Risiko is a go-to word for discussing uncertainty and consequences. It can be serious, mathematical, emotional, or metaphorical.
- Willst du wirklich kündigen?- Ja. Es ist ein Risiko, aber ich brauche einen Neuanfang.(“You really want to quit?” - “Yes. It’s a risk, but I need a fresh start.”)
Anna: Ist das sicher?Milan: Nicht ganz… aber das Risiko ist klein.Anna: Na gut. Ich mach mit.
(Anna: Is that safe?Milan: Not entirely… but the risk is small.Anna: Alright. I’m in.)
Here’s how Risiko is used across the four German cases:
Nominative: Das Risiko war zu groß.(The risk was too big.)
Accusative: Ich nehme das Risiko in Kauf.(I accept the risk.)
Dative: Mit dem Risiko müssen wir leben.(We have to live with the risk.)
Genitive: Die Höhe des Risikos ist unklar.(The level of risk is unclear.)
Still working on mastering the cases? Our straightforward German grammar course makes it easy - no memorization, just understanding.
While Risiko is the standard noun, you’ll also hear:
Gefahr - danger
Wagnis - a risky undertaking or venture
Risikofaktor - risk factor (medical or analytical context)
To describe someone as “taking a risk,” you’d use ein Risiko eingehen - “to take on a risk.” And on signs: auf eigenes Risiko - at your own risk.
Risiko was borrowed from Italian rischio; its deeper origin is disputed. It appears in many common compound nouns:
Risikogruppe - high-risk group
Risikofreude - willingness to take risks
Risikomanagement - risk management
Risikobewertung - risk assessment
Risikokapital - venture capital
A common idiom is:„Wer nicht wagt, der nicht gewinnt.“(Nothing ventured, nothing gained.)
It’s a useful, universal word - and yes, it’s also the name of the classic strategy board game in German: Risiko.
Duden entry:https://www.duden.de/rechtschreibung/Risiko
Ready for more German Words of the Day?Do you know what Roboter means?What about Rock? One can carry out programmed tasks… the other is an item of clothing.
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